I finally have gotten around to adding up all the receipts for our groceries last month. I kinda procrastinated on this because I thought I was over budget and didn't want feel disappointed. I knew I had forgotten my cash envelope a few times and had to use debit instead. AND, I knew we blew our eating out budget completely.
Boy was I ever surprised when I added them up today to see I was $120 UNDER budget! Of course I did what any normal person would do, I added up my receipts three or four more times to be sure. Yep, still under budget! I spent $279.83 (if I found all my receipts) and I got $1263 worth of groceries. That's about a 79% savings. I don't think I will have to buy laundry detergent or cereal for a year or more.
Anyway, it's been a bit of a struggle this month so that's why I thought for sure I had blown it. I mean when I opened my cash envelope and found cash in there I really didn't believe it. Gosh I really hope I don't find any more receipts!
So why stress myself out and take on such a grandiose goal? Well, I am an all or nothing kind of person when it comes to some things. I hate not being able to do something fully or having to stop in the middle to finish it later. Mostly because I never get back to it later and find it again in three years. By then I have moved on to something else. I guess that would explain my messy basement and unfinished sewing table. And probably a few dozen other things and areas. This would also explain why instead of trying to just work on keeping to the grocery budget I have to do the entire budget.
My other goal recently was to not eat out at all this month. My dear husband asked if we could postpone it for another month. The month he would be deployed. Yeah, NO. If I have to suffer, so do you! Just sayin'. I have only eaten out once. I was craving a burger and dear husband tried to make me one but it wasn't what I was craving. The next day, after spending a large portion of the day at the doctor's and pharmacy with a very busy two year old, I was heading home well after lunch and could not resist the temptation, being weak with hunger and all and super stressed, so I broke down and bought a burger. Good news is it worked and I no longer crave it.
Anyway, we knew there would be a few times this month where we had to "eat out" for events, like a fundraising event for scouts and a banquet for swim team. That money will come out of groceries this month since we knew about them in advance.
Not too bad on the goals. I am trying to think and keep positive. I'll leave all my pessimism for my Facebook page.
Showing posts with label eating out. Show all posts
Showing posts with label eating out. Show all posts
Monday, April 9, 2012
Saturday, March 17, 2012
A month without eating out...I...CAN...DO...IT!
I may have to drag myself into this kicking and screaming. Just sayin'.
So barely 15 days into this month and we are, dare i say it, OVER BUDGET on eating out. I said to my dear husband, "maybe we should increase our eating out budget". I mean, it is only $150 for 6 people and that's like 4 adults when you factor in how much the 18 year old and 14 year old eat.
And before we get all crazy about this, I define eating out as bringing food home that I didn't make, well except the grocery store but that's factored into that budget. I rarely get drinks when we order and make us all share a large fry and still we still are over our budget. That is only eating out about 4 times!
Then my brain started saying to me, uh hello, why don't you try to NOT eat out for a month and I was all like, "ARE YOU FREAKIN' CRAZY?!?!?!" But then sanity took hold for a brief moment, though I am not sure if it was sanity or insanity that took hold, I mean for me they are in cahoots with each other.
I think I am going to try this. It's either that or up my eating out budget and I am trying to save money, right? Maybe I should make what we save a reward? Like we can spend it on ___________(insert mindless spending of $150 here).
I will talk to my masses and see what they say. I am figuring on some protests and anarchy but then what fun would parenting be if we didn't have that?
Now I must go and save my two year old from my husband driving him around the yard on my dirt bike, without a helmet!
So barely 15 days into this month and we are, dare i say it, OVER BUDGET on eating out. I said to my dear husband, "maybe we should increase our eating out budget". I mean, it is only $150 for 6 people and that's like 4 adults when you factor in how much the 18 year old and 14 year old eat.
And before we get all crazy about this, I define eating out as bringing food home that I didn't make, well except the grocery store but that's factored into that budget. I rarely get drinks when we order and make us all share a large fry and still we still are over our budget. That is only eating out about 4 times!
Then my brain started saying to me, uh hello, why don't you try to NOT eat out for a month and I was all like, "ARE YOU FREAKIN' CRAZY?!?!?!" But then sanity took hold for a brief moment, though I am not sure if it was sanity or insanity that took hold, I mean for me they are in cahoots with each other.
I think I am going to try this. It's either that or up my eating out budget and I am trying to save money, right? Maybe I should make what we save a reward? Like we can spend it on ___________(insert mindless spending of $150 here).
I will talk to my masses and see what they say. I am figuring on some protests and anarchy but then what fun would parenting be if we didn't have that?
Now I must go and save my two year old from my husband driving him around the yard on my dirt bike, without a helmet!
Labels:
budgeting,
cash envelope,
change,
cheap,
Dave ramsey,
eating out,
finances,
frugal,
grocery,
military family
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