Monday, April 9, 2012

Cash Diet...struggling with the cash envelopes but not eating far.

I finally have gotten around to adding up all the receipts for our groceries last month. I kinda procrastinated on this because I thought I was over budget and didn't want feel disappointed. I knew I had forgotten my cash envelope a few times and had to use debit instead. AND, I knew we blew our eating out budget completely.

Boy was I ever surprised when I added them up today to see I was $120 UNDER budget! Of course I did what any normal person would do, I added up my receipts three or four more times to be sure. Yep, still under budget! I spent $279.83 (if I found all my receipts) and I got $1263 worth of groceries. That's about a 79% savings. I don't think I will have to buy laundry detergent or cereal for a year or more.

Anyway, it's been a bit of a struggle this month so that's why I thought for sure I had blown it. I mean when I opened my cash envelope and found cash in there I really didn't believe it. Gosh I really hope I don't find any more receipts!

So why stress myself out and take on such a grandiose goal? Well, I am an all or nothing kind of person when it comes to some things. I hate not being able to do something fully or having to stop in the middle to finish it later. Mostly because I never get back to it later and find it again in three years. By then I have moved on to something else. I guess that would explain my messy basement and unfinished sewing table. And probably a few dozen other things and areas. This would also explain why instead of trying to just work on keeping to the grocery budget I have to do the entire budget.

My other goal recently was to not eat out at all this month. My dear husband asked if we could postpone it for another month. The month he would be deployed. Yeah, NO. If I have to suffer, so do you! Just sayin'.  I have only eaten out once. I was craving a burger and dear husband tried to make me one but it wasn't what I was craving. The next day, after spending a large portion of the day at the doctor's and pharmacy with a very busy two year old, I was heading home well after lunch and could not resist the temptation, being weak with hunger and all and super stressed, so I broke down and bought a burger. Good news is it worked and I no longer crave it.

Anyway, we knew there would be a few times this month where we had to "eat out" for events, like a fundraising event for scouts and a banquet for swim team. That money will come out of groceries this month since we knew about them in advance.

Not too bad on the goals. I am trying to think and keep positive. I'll leave all my pessimism for my Facebook page.