It's all in the name...

So not only is my blog called "a year of change" because I hope that it will be just that, a year full of positive changes and movement forward, but, it's also called that because I am determined to see how much actual change I can save in a year. I call it my "passive savings account because we have no savings".
Anyway, it's gonna be a bit harder on the cash diet because we are only using money out of the envelopes for their intended purpose however I think that if I have change left at the end of the month, I will buy it off myself. It sounds kinda silly but as an example, if I have $10.00 left in my grocery envelope at the end of the month and it just so happens that $5.00 of it is left in change, then I can replace the change in the envelope with dollar bills and then put the change in my jar....seen here:

Yes, there are "little hands" trying to get into my jar!

This is some from last year and it's about $108 or so...minus the one roll the "helper" stole.

So, that's it. My "passive savings" plan. Someday I will get to Dave Ramsey's recommended minimum of $1000 but for now, we are at $10.00.